# 2.3.2.4 Example

For example, consider a wallet address with the following characteristics:

* Transaction Volume: 20,000 USDT
* Interaction Count: 40 transactions
* User Activity: 2 months
* Wallet Balance: 2,000 ELA

**Calculation**:

* Transaction Volume: 20,000 USDT equates to 600 points&#x20;
* Interaction Count: 40 transactions equate to 500 points.
* User Activity: 2 months of activity equates to 125 points.
* Wallet Balance: 2, 000 ELA equates to 800 points.

**Formula**:

$$
S=(600 +500+125+800)/(1+1+1+1)=506.2
$$

Because the CreDA scoring system rounds to the nearest whole number, the final score for this wallet address is 506 points.

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