2.3.2.2 Table
The following table outlines the weight classifications for various factors considered in the CreDA Credit Oracle for ESC. Each factor, including transaction volume, interaction count, user activity, address balance, is assigned a specific score range and weight. These weights are critical in determining the overall core, reflecting the relative importance of each factor within the overall assessment framework.
Factors | Criteria | Weights | Score |
---|---|---|---|
Transaction Volume | 0 < USD ≤ 1000 | 0 | 50 |
1000 < USD ≤ 5000 | 1 | 200 | |
5000 < USD ≤ 10000 | 2 | 400 | |
10000 < USD ≤ 50000 | 3 | 600 | |
50000 < USD ≤ 100000 | 4 | 800 | |
USD > 100000 | 5 | 1000 | |
Interaction Count | 0 < TX ≤ 10 | 0 | 62 |
10 < TX ≤ 25 | 1 | 250 | |
25 < TX ≤ 50 | 2 | 500 | |
50 < TX ≤ 100 | 3 | 750 | |
TX > 100 | 4 | 1000 | |
User Activity | 0 < Month ≤ 1 | 0 | 31 |
1 < Month ≤ 3 | 1 | 125 | |
3 < Month ≤ 6 | 2 | 250 | |
6 < Month ≤ 12 | 3 | 375 | |
12 < Month ≤ 24 | 4 | 500 | |
24 < Month ≤ 36 | 5 | 625 | |
36 < Month ≤ 48 | 6 | 750 | |
48 < Month ≤ 60 | 7 | 875 | |
Month > 60 | 8 | 1000 | |
Wallet Balance | 0 < ELA ≤ 10 | 0 | 50 |
10 < ELA ≤ 100 | 1 | 200 | |
100 < ELA ≤ 500 | 2 | 400 | |
500 < ELA ≤ 1000 | 3 | 600 | |
1000 < ELA ≤ 5000 | 4 | 800 | |
ELA > 5000 | 5 | 1000 |
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